Rich County, Utah

County Distress Index: Healthy · 21.4 | 2,670 people · 27th most distressed in Utah
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Rich County, UT ranks among the least distressed counties in the country at 21.4 — 3042nd nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Utah, it ranks 27th of 29 counties. Among its 8 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Rich County's primary driver is Legal Distress at 71.5 — above the national median.

Legal Distress Primary driver 71.5
Bankruptcy Filing Rate 72
Economic Vitality 37.9
Wage-to-Rent Ratio 64
Rent-to-Income Ratio 5
Business Formation Rate 9
House Price Change (YoY) 64
Structural Poverty 27.6
Unemployment Rate 41
Poverty Rate 5
Income vs. State Median 40
Child Poverty Rate 16
Disability Rate 56
Transfer Income Dependency 11
Consumer Credit Distress 15.4
Debt in Collections 5
Medical Debt 30
Auto Loan Delinquency 15
Credit Card Delinquency 18
Uninsured Rate 43
Subprime Credit Population 5
Housing Cost Burden 7.0
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 5
Homeownership Rate 17

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Rich County
Rich County, UT 21.4 Healthy —
Weber County, UT 44.9 Normal +23.5
Uinta County, WY 41.0 Normal +19.6
Cache County, UT 35.1 Normal +13.7
Bear Lake County, ID 30.3 Healthy +8.9
Franklin County, ID 26.9 Healthy +5.4
Summit County, UT 20.6 Healthy -0.8
Lincoln County, WY 17.1 Healthy -4.4
Morgan County, UT 15.3 Healthy -6.2

Population Peers

CountyScoreZonevs. Rich County
Kidder County, ND 21.4 Healthy 0.0
Powder River County, MT 21.5 Healthy +0.1
Traverse County, MN 21.5 Healthy +0.1
Washington County, KS 21.3 Healthy -0.1
Ness County, KS 21.6 Healthy +0.1

Download Data

Export all distress indicators for Rich County as a CSV file.

Find Help in Rich County

Find an Attorney

Utah State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Utah State Bar Lawyer Referral Service 801-531-9077

Free Legal Aid

Legal aid organizations serving Rich County residents at no cost.

Utah Legal Services 1-800-662-4245
Legal Aid Society of Salt Lake 801-328-8849

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Utah →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Rich County, Utah?

    Rich County has a County Distress Index score of 21.4 out of 100, placing it in the Healthy zone. It ranks 3,042nd nationally out of 3,144 counties and 27th in Utah out of 29 counties.

  • What drives financial distress in Rich County?

    The primary driver of distress in Rich County is Legal Distress, where the county scores 71.5 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Rich County compare to neighboring counties?

    Rich County (21.4) can be compared to its 8 neighboring counties: Weber County, UT (44.9); Uinta County, WY (41.0); Cache County, UT (35.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Rich County's score of 21.4 sits in the Healthy zone (below 46).

  • What data sources power Rich County's CDI score?

    Rich County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Rich County?

    Rich County, Utah has a population of approximately 2,670 (2023 Census estimate), classified as a tiny county.