Danville city, Virginia

County Distress Index: Serious · 76.4 | 41,837 people · 7th most distressed in Virginia
American Default Research

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Danville city, VA shows significant household financial distress with a score of 76.4 — 144th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Virginia, it ranks 7th of 133 counties. It scores higher than all 2 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Danville city's primary driver is Consumer Credit Distress at 85.0 — worse than roughly 85% of U.S. counties.

Consumer Credit Distress Primary driver 85.0
Debt in Collections 90
Medical Debt 61
Auto Loan Delinquency 93
Credit Card Delinquency 96
Uninsured Rate 58
Subprime Credit Population 90
Structural Poverty 81.4
Unemployment Rate 86
Poverty Rate 93
Income vs. State Median 99
Child Poverty Rate 89
Disability Rate 74
Transfer Income Dependency 55
Housing Cost Burden 73.4
Rent-Burdened (30%+) 64
Severely Rent-Burdened (50%+) 78
Mortgage-Burdened (30%+) 53
Homeownership Rate 99
Legal Distress 73.0
Bankruptcy Filing Rate 73
Economic Vitality 34.8
Wage-to-Rent Ratio 21
Rent-to-Income Ratio 75
Business Formation Rate 23
House Price Change (YoY) 6

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Danville city
Danville city, VA 76.4 Serious —
Caswell County, NC 61.3 Elevated -15.1
Pittsylvania County, VA 54.7 Elevated -21.7

Population Peers

CountyScoreZonevs. Danville city
Ripley County, MO 76.4 Serious +0.0
Jackson County, FL 76.3 Serious -0.1
Willacy County, TX 76.2 Serious -0.2
Bertie County, NC 76.6 Serious +0.2
Meriwether County, GA 76.1 Serious -0.3

Download Data

Export all distress indicators for Danville city as a CSV file.

Find Help in Danville city

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Danville city.

DANVILLE REDEVELOPMENT AND HOUSING AUTHORITY
Danville
434-793-1305 Website
Financial CounselingFair HousingPost-PurchasePre-Lease/Pre-Purchase
TELAMON CORPORATION - DANVILLE BRANCH
Danville
434-425-9318 Website
Foreclosure PreventionMortgage HelpFinancial CounselingFinancial Counseling

See all counselors in Virginia →

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Danville city residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Virginia →

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Frequently Asked Questions

  • What is the distress score for Danville city, Virginia?

    Danville city has a County Distress Index score of 76.4 out of 100, placing it in the Serious zone. It ranks 144th nationally out of 3,144 counties and 7th in Virginia out of 133 counties.

  • What drives financial distress in Danville city?

    The primary driver of distress in Danville city is Consumer Credit Distress, where the county scores 85.0 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Danville city compare to neighboring counties?

    Danville city (76.4) can be compared to its 2 neighboring counties: Caswell County, NC (61.3); Pittsylvania County, VA (54.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Danville city's score of 76.4 sits in the Serious zone (71–86).

  • What data sources power Danville city's CDI score?

    Danville city's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Danville city?

    Danville city, Virginia has a population of approximately 41,837 (2023 Census estimate), classified as a small county.