Coffey County, Kansas

County Distress Index: Healthy · 32.2 | 8,251 people · 68th most distressed in Kansas
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Coffey County, KS ranks among the least distressed counties in the country at 32.2 — 2642nd nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where debt and delinquency rates remain below the national norm. Within Kansas, it ranks 68th of 105 counties. It scores lower than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Coffey County's primary driver is Consumer Credit Distress at 41.5 — above the national median.

Consumer Credit Distress Primary driver 41.5
Debt in Collections 20
Medical Debt 33
Auto Loan Delinquency 62
Credit Card Delinquency 56
Uninsured Rate 75
Subprime Credit Population 27
Structural Poverty 38.1
Unemployment Rate 52
Poverty Rate 19
Income vs. State Median 31
Child Poverty Rate 14
Disability Rate 58
Transfer Income Dependency 53
Housing Cost Burden 21.6
Rent-Burdened (30%+) 18
Severely Rent-Burdened (50%+) 19
Mortgage-Burdened (30%+) 13
Homeownership Rate 42
Legal Distress 15.1
Bankruptcy Filing Rate 15
Economic Vitality 14.9
Wage-to-Rent Ratio 5
Rent-to-Income Ratio 5
Business Formation Rate 17
House Price Change (YoY) 94

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Coffey County
Coffey County, KS 32.2 Healthy —
Franklin County, KS 59.1 Elevated +26.9
Lyon County, KS 54.8 Elevated +22.6
Allen County, KS 49.4 Normal +17.2
Greenwood County, KS 48.8 Normal +16.6
Osage County, KS 45.4 Normal +13.2
Woodson County, KS 44.6 Normal +12.4
Anderson County, KS 41.8 Normal +9.6

Population Peers

CountyScoreZonevs. Coffey County
Deuel County, NE 32.1 Healthy -0.0
Pocahontas County, IA 32.1 Healthy -0.1
Piute County, UT 32.3 Healthy +0.1
Richardson County, NE 32.3 Healthy +0.1
Scotland County, MO 32.3 Healthy +0.1

Download Data

Export all distress indicators for Coffey County as a CSV file.

Find Help in Coffey County

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Kansas Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kansas Bar Association Lawyer Referral 785-234-5696

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Kansas Legal Services 1-800-723-6953

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Frequently Asked Questions

  • What is the distress score for Coffey County, Kansas?

    Coffey County has a County Distress Index score of 32.2 out of 100, placing it in the Healthy zone. It ranks 2,642nd nationally out of 3,144 counties and 68th in Kansas out of 105 counties.

  • What drives financial distress in Coffey County?

    The primary driver of distress in Coffey County is Consumer Credit Distress, where the county scores 41.5 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Coffey County compare to neighboring counties?

    Coffey County (32.2) can be compared to its 7 neighboring counties: Franklin County, KS (59.1); Lyon County, KS (54.8); Allen County, KS (49.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Coffey County's score of 32.2 sits in the Healthy zone (below 46).

  • What data sources power Coffey County's CDI score?

    Coffey County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Coffey County?

    Coffey County, Kansas has a population of approximately 8,251 (2023 Census estimate), classified as a tiny county.