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Oregon · County Distress Index · 2026

The Foundry

Wallowa County, Oregon

Healthy CDI Score 34.16 · 2,516th of 3,144 nationally · 7,674 people How the CDI is calculated →

· Annual refresh · next update early 2027

Hurwal Divide seen from Mount Howard in the Wallowa Mountains, Wallowa County, Oregon. Snow-capped alpine peaks above forested slopes.
The Hurwal Divide from Mount Howard, above Wallowa Lake. Fifty-six percent of the county is national forest. The decisions about it are made in Portland. Bonnie Moreland / Public Domain

Three bronze foundries in a county of 7,674 people. Fifty-six percent national forest. The decisions about it are made in Portland.

What the CDI Says About Wallowa County

  • Healthy zone, 2,516th of 3,144 nationally on the American Default Research County Distress Index (CDI) — 629th-least-distressed county in America, and 33rd of 36 in Oregon.
  • 95th-percentile unemployment, 7th-percentile debt in collections. A 6.5% jobless rate coexists with a debt-in-collections rate of 11.35%. The distress is real. It just doesn't borrow.
  • Three bronze foundries in a county of 7,674 people. Valley Bronze cast 40 tons of metalwork for the National WWII Memorial — 56 wreaths, 735 flag-motif grates, and the flagpole base — on a $2.5 million contract.
  • 95% four-year graduation rate, Oregon's highest. Two-thirds of children born between 1978 and 1983 no longer live in the county. The county makes extraordinary things. The extraordinary things leave.
  • 20% of homes are seasonal use. Businesses report they cannot hire because workers cannot find places to live. A $500,000 federal grant in 2026 will refurbish the Enterprise EM&M Building into 26 workforce apartments.
Wallowa County, Oregon scores Healthy on the County Distress Index. 95th-percentile unemployment, 7th-percentile debt in collections. A population that adapted to scarcity by not borrowing.
American Default Research · americandefault.org/counties/oregon/wallowa-county-or/
Ross Kilburn

Wallowa is the county that changed how I read a Healthy score. The 7th-percentile debt rate isn't financial health. It's the data signature of a place that learned not to borrow because borrowing requires believing the income will be there next year. The foundries have orders. The graduates leave. The houses exist — they're just not for the workforce.

Ross Kilburn, Founder & Lead Analyst
American Default Research · 1,000+ short sales negotiated · Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013)

A foundry in a forest

Every tourist who visits the World War II Memorial in Washington walks past bronze cast in a town of 1,000 people in northeast Oregon. Valley Bronze of Joseph produced 56 wreaths, 735 flag-motif grates, and the flagpole base. Forty tons of metalwork. A $2.5 million contract that peaked at 57 workers. The cases holding the Declaration of Independence and the Constitution in the National Archives Rotunda were cast here too.

The county where this happens has 7,674 people, a labor force of 3,600, and an average weekly wage of $1,012. In 2025, the Oregon Legislature introduced a bill declaring an economic emergency in Wallowa County, proposing a development board funded by state lottery revenue. As of April 2026, HB 2376 remains in committee.

What ships out, what stays

Wallowa County is a foundry. Three bronze foundries operate in a county of 7,674 people. Valley Bronze, established 1982. Joseph Bronze. Parks Bronze. More than 100 workers casting sculptures that sell for $5,000 to $300,000. When the county’s three sawmills closed between 1994 and 2001, the transition didn’t follow the standard script. No mass foreclosure wave. Laid-off timber workers learned lost-wax casting. Joseph became Oregon’s first designated Art and Culture town.

But a foundry is a place where the finished product ships out. The bronze ships to Washington. The timber shipped to markets. Fifty-six percent of the county is national forest. The decisions about it are made in Portland. And the graduates. Ninety-five percent four-year graduation rate, the highest in Oregon. Two-thirds of children born between 1978 and 1983 no longer live here. The county makes extraordinary things. The extraordinary things leave.

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The 95th percentile of 3,600 people

Here’s what the CDI makes visible that the proposed emergency declaration doesn’t. Wallowa County’s highest-scoring distress domain is Structural Poverty, at 66.1. The disability rate is 19.6%, the 78th percentile nationally. But Consumer Credit Distress, the domain that carries the most weight in the index and usually drives distress in counties with high unemployment, scores 21.5. Debt in collections is 11.35%, the 7th percentile. Credit card delinquency, 3.80%. Twelve bankruptcies in all of 2025, a rate of 156.4 per 100,000.

The unemployment rate is 6.5%, the 95th percentile. But the labor force is 3,600 people. That 95th percentile is 233 people.

The gap between the unemployment percentile and the debt percentile is the signature of a county that adapted to low income by not borrowing. Median household income is $61,173, about 89% of Oregon’s median. Homeownership is 76.4%. Owners spending 30% or more on housing costs sit at the 56th percentile. Mildly elevated, not acute. People aren’t stretched because they didn’t extend.

That doesn’t mean the county is well. The graduates leave. So do the therapists. An Oregon Community Foundation profile found Wallowa has one of the state’s three highest suicide rates and half the average number of mental health professionals. Forty-three percent of parents are single, the second-highest rate in Oregon. The distress is real. It just doesn’t borrow.

The valley before it was named Joseph

At the north end of Wallowa Lake, a 5-acre plot holds the remains of Tuekakas, Old Chief Joseph, leader of the Walwama band of Nez Perce, who considered this valley home for thousands of years. He died in 1871. In 1886, local property owners desecrated the grave and removed his skull as a souvenir. His son, Young Chief Joseph, and leaders of several Nez Perce bands led roughly 750 people on a 1,170-mile flight in 1877 rather than accept removal to a reservation. They surrendered at Bear Paw, Montana. Were sent to Oklahoma, then to the Colville Reservation in Washington. Never allowed to return.

The town three miles south of the gravesite is named Joseph.

In December 2020, the Nez Perce Tribe purchased 148 acres in the Wallowa Valley. Am’saaxpa, “Place of Boulders.” A traditional village site with three-quarters of a mile of river frontage. On July 29, 2021, more than 150 Nez Perce rode to the land to bless it. Each July since 1991, descendants have gathered for Tamkaliks, a three-day celebration at permanent grounds south of town. Few tribal members live in the county year-round. They keep coming back.

The institutions that didn't leave

The Enterprise school’s biomass boiler burns wood chips from logging debris, saving $120,000 a year and displacing 40,000 gallons of heating oil. The wood that no longer feeds mills heats the school that produces Oregon’s highest graduation rate. Not everything ships out.

Wallowa Memorial Hospital, 25 beds, Level IV trauma, has been named a Top 20 Critical Access Hospital by the Chartis Center for Rural Health, 2019-2024. The only Oregon facility on the list. Winding Waters Clinic, a federally qualified health center since 2015, operates on a sliding-fee scale across three locations. Wallowa Resources, a nonprofit since 1996, runs forest restoration, workforce development, and community energy projects. The institutions stay.

The part that complicates the foundry story is the housing. Twenty percent of homes are classified as seasonal use. Working Homes LLC, an offshoot of Wallowa Resources, holds an option on a 21-acre parcel in Joseph for workforce housing at 60-120% of area median income. The EM&M Building in Enterprise received a $500,000 federal grant in 2026 for refurbishment into 26 apartments and 6 commercial spaces. Businesses report they cannot hire because workers cannot find places to live. The houses exist. They’re just not for the workforce.

A Healthy score in a cluster that isn't

Wallowa County scores 34.2 on the County Distress Index. Healthy zone. Thirty-third of 36 Oregon counties. Two of three Oregon neighbors — Union at 50.1, Umatilla at 53.5 — score Elevated. Baker, at 42.9, is Normal. Among the least distressed in a cluster that stretches into Idaho and Washington.

The indicators to watch are Economic Vitality (55.4) and Structural Poverty (66.1). If the workforce housing pipeline delivers and workers can live where the jobs are, the 95th-percentile unemployment moves. If seasonal homes keep displacing workforce housing, the foundries have orders and no one to fill them. The 7th-percentile debt rate isn’t financial health. It’s the data signature of a place that learned not to borrow because borrowing requires believing the income will be there next year.

County Distress Index cluster map. Wallowa County, Oregon and adjacent counties across the Oregon-Idaho-Washington corner, colored by distress zone.
Wallowa and its nine geographic neighbors across northeast Oregon, Idaho, and southeast Washington, graded by County Distress Index score. Wallowa ranks 2,516th of 3,144. American Default Research

Wallowa County Across the CDI's Five Domains

The CDI measures five domains of financial distress. Wallowa County’s highest-scoring domain is Structural Poverty — disability rates at the 78th percentile nationally. But the defining feature is how low Consumer Credit Distress scores: just 21.5, with debt in collections at the 7th percentile.

Structural Poverty Primary driver 66.1
Weight 13.6% · Rank 898 of 3,144 · Percentile 71.5
Legal Distress 62.0
Weight 7.4% · Rank 1,196 of 3,144 · Percentile 62.0
Economic Vitality 55.4
Weight 9.2% · Rank 1,241 of 3,144 · Percentile 60.5
Housing Cost Burden 23.5
Weight 22.3% · Rank 2,666 of 3,144 · Percentile 15.2
Consumer Credit Distress 21.5
Weight 47.5% · Rank 2,638 of 3,144 · Percentile 16.1
Methodology & Weights

The County Distress Index uses principal component analysis to derive five factors from 21 indicators across 3,144 U.S. counties. Weights are proportional to each factor's share of explained variance.

Consumer Credit Distress 47.5%
Housing Cost Burden 22.3%
Structural Poverty 13.6%
Economic Vitality 9.2%
Legal Distress 7.4%

The Indicators Behind Wallowa County's CDI Score

Every number on this page traces to a public source. Full dataset available for download. Hover any metric name for its definition.

Metric Value Source
CDI Score 34.2 / 100 (Healthy) CDI
Economic Vitality 55.4 / 100 CDI
Structural Poverty 66.1 / 100 CDI
Unemployment Rate 6.5% (95th percentile) BLS LAUS Dec 2025
Debt in Collections 11.35% (7th percentile) Urban Institute 2024
Disability Rate 19.6% (78th percentile) ACS 2023
Median Household Income $61,173 (89% of OR median) Census SAIPE 2023
Homeownership Rate 76.4% ACS 2023
Average weekly wage $1,012 BLS QCEW 2024
WWII Memorial bronze contract $2.5M, 40 tons <a href="https://www.valleybronze.com/">Valley Bronze</a>
Seasonal-use homes ~20% <a href="https://oregoncf.org/community-impact/community-stories/interdependence-in-wallowa-county">Oregon Community Foundation</a>
Graduation rate (4-year) 95% (Oregon's highest) <a href="https://oregoncf.org/community-impact/community-stories/interdependence-in-wallowa-county">Oregon Community Foundation</a>
Nez Perce land purchase (2020) 148 acres <a href="https://www.opb.org/article/2020/12/25/nez-perce-tribe-eastern-oregon-reclaims-ancestral-land/">OPB</a>
Workforce housing grant (2026) $500,000 <a href="https://wallowa.com/2026/02/17/grant-to-help-refurbish-emm-building-in-enterprise/">Wallowa County Chieftain</a>
Data compiled April 17, 2026 from Urban Institute (Equifax debt panel), U.S. Census Bureau (ACS, SAIPE), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents.

Questions About Wallowa County's CDI Score

What is Wallowa County's CDI score?

Wallowa County scores 34.16 (Healthy zone) on the County Distress Index, ranking 2,516th most distressed of 3,144 U.S. counties and 33rd of 36 counties in Oregon.

What drives distress in Wallowa County?

Wallowa County's primary driver is Structural Poverty, where the county scores 66.1 out of 100. The CDI uses PCA-weighted composite scoring across five domains; see the CDI methodology for the full factor weights and indicator list.

Where does Wallowa County sit on the national percentile?

Wallowa County's CDI score of 34.16 puts it at the 20.0th percentile nationally — more distressed than roughly 20% of U.S. counties. See the full CDI methodology for how percentile ranks translate into the Healthy zone.

How often is Wallowa County's CDI score updated?

Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows. Current data was compiled from releases in early 2026; next refresh is scheduled for early 2027.

What is the distress score for Wallowa County, Oregon?

Wallowa County has a County Distress Index score of 34.2 out of 100, placing it in the Healthy zone. It ranks 2,516th nationally out of 3,144 counties and 33rd in Oregon out of 36 counties.

What drives financial distress in Wallowa County?

The primary driver of distress in Wallowa County is Structural Poverty, where the county scores 66.1 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

How does Wallowa County compare to neighboring counties?

Wallowa County (34.2) can be compared to its 9 neighboring counties: Umatilla County, OR (53.5); Union County, OR (50.1); Asotin County, WA (48.4).

How is the County Distress Index calculated?

The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

Ross Kilburn
Written by

Ross Kilburn, Founder

American Default Research · Seattle, Washington

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Twice named to Puget Sound Business Journal Fast 50 for Ark Law Group. B.A., University of California, Berkeley, 1992. Founded American Default Research in 2026 to fill a gap in public data that had been empty since 2013.

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