La Salle County, Texas

County Distress Index: Elevated · 62.0 | 6,537 people · 121st most distressed in Texas
American Default Research

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La Salle County, TX registers elevated household financial distress with a score of 62.0 — 829th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 121st of 254 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. La Salle County's primary driver is Consumer Credit Distress at 94.7 — worse than roughly 95% of U.S. counties.

Consumer Credit Distress Primary driver 94.7
Debt in Collections 95
Medical Debt 95
Auto Loan Delinquency 95
Credit Card Delinquency 93
Uninsured Rate 95
Subprime Credit Population 95
Structural Poverty 72.1
Unemployment Rate 67
Poverty Rate 95
Income vs. State Median 90
Child Poverty Rate 93
Disability Rate 62
Transfer Income Dependency 35
Economic Vitality 45.9
Wage-to-Rent Ratio 5
Rent-to-Income Ratio 80
Business Formation Rate 88
House Price Change (YoY) 70
Housing Cost Burden 11.5
Rent-Burdened (30%+) 12
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 11
Homeownership Rate 25
Legal Distress 5.0
Bankruptcy Filing Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. La Salle County
La Salle County, TX 62.0 Elevated —
Webb County, TX 78.4 Serious +16.4
Dimmit County, TX 72.8 Serious +10.9
Frio County, TX 71.1 Serious +9.1
Duval County, TX 68.7 Serious +6.7
Atascosa County, TX 68.4 Serious +6.4
McMullen County, TX 52.9 Elevated -9.1

Population Peers

CountyScoreZonevs. La Salle County
Webster County, GA 62.0 Elevated +0.0
Buena Vista city, VA 61.9 Elevated -0.1
Mitchell County, TX 62.3 Elevated +0.4
Webster County, MS 61.6 Elevated -0.4
Johnson County, GA 62.4 Elevated +0.4

Download Data

Export all distress indicators for La Salle County as a CSV file.

Find Help in La Salle County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving La Salle County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

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Frequently Asked Questions

  • What is the distress score for La Salle County, Texas?

    La Salle County has a County Distress Index score of 62.0 out of 100, placing it in the Elevated zone. It ranks 829th nationally out of 3,144 counties and 121st in Texas out of 254 counties.

  • What drives financial distress in La Salle County?

    The primary driver of distress in La Salle County is Consumer Credit Distress, where the county scores 94.7 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does La Salle County compare to neighboring counties?

    La Salle County (62.0) can be compared to its 6 neighboring counties: Webb County, TX (78.4); Dimmit County, TX (72.8); Frio County, TX (71.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). La Salle County's score of 62.0 sits in the Elevated zone (55–71).

  • What data sources power La Salle County's CDI score?

    La Salle County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of La Salle County?

    La Salle County, Texas has a population of approximately 6,537 (2023 Census estimate), classified as a tiny county.