County Data

Arizona County Distress Index

Financial distress scores for all 15 counties in Arizona, scored 0–100 across five domains. Mean score: 59.0. 2counties are in Serious or Crisis.

Data: Census, BLS, Urban Institute, HUD, US Courts | Scores as of 2026-03-26

Arizona Snapshot

15 Counties Scored
59.0 Mean Score
61.5 Median Score
67.4 Santa Cruz County Most Distressed
41.7 Greenlee County Least Distressed
2 Serious 10 Elevated 3 Normal
Zone Distribution

Arizona County Map

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Healthy Normal Elevated Serious Crisis

All 15 Arizona counties colored by distress zone. Hover for details; click released counties for full reports.

Most & Least Distressed

Most Distressed

#1 Santa Cruz County
67.4 Serious
Legal Distress
#2 Navajo County
65.2 Serious
Structural Poverty
#3 Gila County
64.7 Elevated
Economic Vitality

Least Distressed

#15 Greenlee County
41.7 Normal
Consumer Credit Distress
#14 Yavapai County
47.9 Normal
Economic Vitality
#13 Graham County
50.0 Normal
Consumer Credit Distress

Score Distribution

How Arizona's 15 county scores are distributed across the 0–100 scale.

All Arizona Counties

15 counties ranked by distress score. Click column headers to sort.

State Rank Nat'l Rank County Score Zone Primary Driver
1 523 Santa Cruz County 67.4 Serious Legal Distress
2 635 Navajo County 65.2 Serious Structural Poverty
3 658 Gila County 64.7 Elevated Economic Vitality
4 664 Mohave County 64.7 Elevated Structural Poverty
5 670 Apache County 64.5 Elevated Consumer Credit Distress
6 761 Coconino County 63.2 Elevated Economic Vitality
7 774 Pinal County 62.9 Elevated Legal Distress
8 846 Pima County 61.5 Elevated Housing Cost Burden
9 905 Maricopa County 60.7 Elevated Housing Cost Burden
10 1,009 Yuma County 59.1 Elevated Economic Vitality
11 1,107 Cochise County 57.6 Elevated Structural Poverty
12 1,314 La Paz County 54.5 Elevated Structural Poverty
13 1,582 Graham County 50.0 Normal Consumer Credit Distress
14 1,720 Yavapai County 47.9 Normal Economic Vitality
15 2,080 Greenlee County 41.7 Normal Consumer Credit Distress

How County Scores Work

Each county is scored 0–100 using PCA-weighted percentile-rank scoring across five statistically derived dimensions: Consumer Credit Distress, Housing Cost Burden, Structural Poverty, Economic Vitality, and Legal Distress. A score of 50 means the county falls at the national median. Higher scores indicate greater household financial distress.

Crisis (≥80) — Among the most distressed counties in the country
Serious (65–80) — More distressed than roughly 80% of counties
Elevated (50–65) — More distressed than roughly half of counties
Normal (35–50) — Near the national median
Healthy (<35) — Less distressed than most counties

Full CDI methodology and data sources

Arizona Resources

Arizona State Profile

State ADI score: 52.4 (Normal). Debt, delinquency, and economic indicators for Arizona.

Find Help in Arizona

HUD-approved housing counselors, legal aid offices, credit counselors, and debtor education providers in Arizona.

Arizona Foreclosure Laws

Foreclosure process, timeline, homeowner protections, and legal resources in Arizona.

State Distress Rankings

All 51 U.S. jurisdictions ranked by financial distress. Compare Arizona to the rest of the country.

National County Profiles

All 3,144 U.S. counties ranked by financial distress score.
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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.