Foreclosure Filings YoY Change

ATTOM Data Solutions, a private property-data company, counts U.S. properties with at least one foreclosure document entered in its database during the quarter: a default notice, a scheduled auction or a bank repossession. In Q2 2026 that count was 15% higher than a year earlier, up from a year-over-year change of 13% in Q2 2025. No quarter between Q2 2025 and this one had a lower year-over-year change.

This page tracks the year-over-year change, not the count itself. A change above zero means more properties had a filing than in the same quarter a year before, even when it is smaller than an earlier quarter's change; a change below zero means fewer. It does not show the change from the previous quarter. ATTOM does not seasonally adjust its counts, meaning it leaves in regular calendar patterns, so quarter-to-quarter moves in the counts are not read as a trend here. ATTOM publishes the change as a whole percent, and so does this page.

A property is counted once a quarter however many documents are filed on it, and it is not counted again for a repeat of the same document within its state's usual foreclosure timeframe. The count covers properties, not borrowers or loans, and most properties with a filing have not been foreclosed on: completed foreclosures are a separate ATTOM count. ATTOM collects filings from counties covering more than 99 percent of the U.S. population, and it counts each filing by the date it enters its database, so some were recorded in the quarter before.

Foreclosure filings, mortgage delinquencies and completed foreclosures are separate measures. FHA mortgage delinquency reports late payments on FHA loans, and foreclosure starts vs. repossessions compares ATTOM's monthly foreclosure starts with its bank repossessions. None of them, alone, shows how many cases will end in a completed foreclosure, and none shows why a payment was missed.