Financial Health Score (FHN FinHealth Survey)
30% — unchanged from a year ago; nearly 1 in 3 in 'poor' financial health
What is the current Financial Health Score (FHN FinHealth Survey)?
Financial Health Score (FHN FinHealth Survey): 30 as of 2024, and worsening. Source: Financial Health Network Annual Survey.
Only 30% of Americans are financially healthy — down from 34% peak
Financial Health Network Pulse survey. 70% classified as Coping or Vulnerable.
Explore Further
How has Financial Health Score (FHN FinHealth Survey) changed over time?
Most affected counties
Counties with the highest consumer credit distress scores in the County Distress Index.
Explore all 3,144 counties →| Period | Value | YoY Change |
|---|---|---|
| 2024 | 30 | +0.00 |
| 2023 | 30 | −1.00 |
| 2022 | 31 | −3.00 |
| 2021 | 34 | +1.00 |
| 2020 | 33 | +4.00 |
| 2019 | 29 | +1.00 |
| 2018 | 28 | — |
Frequently Asked Questions
What is Financial Health Score (FHN FinHealth Survey)?
30% — unchanged from a year ago; nearly 1 in 3 in 'poor' financial health
Why does Financial Health Score (FHN FinHealth Survey) matter for financial distress?
Financial Health Score (FHN FinHealth Survey) is one of the indicators tracked by the American Distress Index (ADI), which measures five dimensions of U.S. household financial distress: Buffer Depletion, Debt Stress, Financial Conditions, Cost Pressure, and Labor Market disruption. Changes in this indicator contribute to the overall distress picture.
Where does the Financial Health Score (FHN FinHealth Survey) data come from?
This data comes from Financial Health Network Annual Survey. More information: https://finhealthnetwork.org/research/u-s-financial-health-pulse/. The American Distress Index updates this indicator annual.
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