Demographics

Financial Health Score (FHN FinHealth Survey)

30% — unchanged from a year ago; nearly 1 in 3 in 'poor' financial health

What is the current Financial Health Score (FHN FinHealth Survey)?

FINANCIAL HEALTH SCORE (FHN FINHEALTH SURVEY)
30 ↓ Worsening
Only 30% of Americans are financially healthy

Financial Health Score (FHN FinHealth Survey): 30 as of 2024, and worsening. Source: Financial Health Network Annual Survey.

Only 30% of Americans are financially healthy — down from 34% peak

Financial Health Network Pulse survey. 70% classified as Coping or Vulnerable.

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How has Financial Health Score (FHN FinHealth Survey) changed over time?

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Financial Health Score (FHN FinHealth Survey) over time
Financial Health Score (FHN FinHealth Survey), index
Financial Health Score (FHN FinHealth Survey)
Historical data
Annual · Financial Health Network Annual Survey
Period Value YoY Change
2024 30 +0.00
2023 30 −1.00
2022 31 −3.00
2021 34 +1.00
2020 33 +4.00
2019 29 +1.00
2018 28

Frequently Asked Questions

What is Financial Health Score (FHN FinHealth Survey)?

30% — unchanged from a year ago; nearly 1 in 3 in 'poor' financial health

Why does Financial Health Score (FHN FinHealth Survey) matter for financial distress?

Financial Health Score (FHN FinHealth Survey) is one of the indicators tracked by the American Distress Index (ADI), which measures five dimensions of U.S. household financial distress: Buffer Depletion, Debt Stress, Financial Conditions, Cost Pressure, and Labor Market disruption. Changes in this indicator contribute to the overall distress picture.

Where does the Financial Health Score (FHN FinHealth Survey) data come from?

This data comes from Financial Health Network Annual Survey. More information: https://finhealthnetwork.org/research/u-s-financial-health-pulse/. The American Distress Index updates this indicator annual.

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Why does Financial Health Score (FHN FinHealth Survey) matter?

Financial Health Score (FHN FinHealth Survey) is one of 91 indicators in the American Distress Index's demographics layer — the signal that predicted the 2008 crisis two years before delinquency data confirmed it.
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