Total Revolving Credit Outstanding
Total revolving credit (primarily credit cards) outstanding
What is the current Total Revolving Credit Outstanding?
Total Revolving Credit Outstanding: $1.3T as of 2026-02, and holding steady. Source: Federal Reserve via FRED.
Revolving credit has climbed 22% since 2019 to $1.33 trillion
Federal Reserve data. Credit card lines, HELOCs, and other revolving products are expanding as consumers rely more on flexible borrowing to bridge income gaps.
Explore Further
How has Total Revolving Credit Outstanding changed over time?
Most affected counties
Counties with the highest overall financial distress scores in the County Distress Index.
Explore all 3,144 counties →| Period | Value | YoY Change |
|---|---|---|
| Feb 2026 | $1.3T | +$23.3B |
| Jan 2026 | $1.3T | +$24.9B |
| Dec 2025 | $1.3T | +$27.4B |
| Nov 2025 | $1.3T | −$25.9B |
| Oct 2025 | $1.3T | −$35.3B |
| Sep 2025 | $1.3T | −$29.8B |
| Aug 2025 | $1.3T | −$32B |
| Jul 2025 | $1.3T | −$27.1B |
| Jun 2025 | $1.3T | −$29.1B |
| May 2025 | $1.3T | −$31.6B |
| Apr 2025 | $1.3T | −$23.8B |
| Mar 2025 | $1.3T | −$28.1B |
Frequently Asked Questions
What is Total Revolving Credit Outstanding?
Total revolving credit (primarily credit cards) outstanding
Why does Total Revolving Credit Outstanding matter for financial distress?
Total Revolving Credit Outstanding is one of the indicators tracked by the American Distress Index (ADI), which measures five dimensions of U.S. household financial distress: Buffer Depletion, Debt Stress, Financial Conditions, Cost Pressure, and Labor Market disruption. Changes in this indicator contribute to the overall distress picture.
Where does the Total Revolving Credit Outstanding data come from?
This data comes from Federal Reserve via FRED. More information: https://fred.stlouisfed.org/series/REVOLSL. The American Distress Index updates this indicator monthly.
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