U-6 Underemployment Rate

Broadest measure of labor underutilization

Historically follows Initial Unemployment Claims (SA) by 1 quarter — no active signal. Initial Unemployment Claims (SA) · View projections

What is the current U-6 Underemployment Rate?

U-6 UNDEREMPLOYMENT RATE
8% ↓ Improving
underemployed or marginally attached to the labor force
One year ago
7.9% ↑ Worsening
up 0.1 points since Mar 2025

U-6 Underemployment Rate: 8% as of 2026-03, and improving. Source: BLS via FRED.

Real underemployment is running at nearly double the headline rate

BLS data. At 7.9%, the U-6 counts discouraged workers and involuntary part-timers the headline rate ignores. The gap between U-3 (4.4%) and U-6 reveals the slack the topline hides.

Source: BLS via FRED · Latest: 2026-03

Explore Further

How has U-6 Underemployment Rate changed over time?

CSV Chart Card
Underemployment has eased slightly from mid-2024 highs
U-6 total unemployed plus all marginally attached workers
U-6 Underemployment Rate
Historical data
Monthly · BLS via FRED
Period Value YoY Change
Mar 2026 8% +0.1 pts
Feb 2026 7.9% −0.1 pts
Jan 2026 8.1% +0.6 pts
Dec 2025 8.4% +0.8 pts
Nov 2025 8.7% +1.0 pts
Sep 2025 8.1% +0.4 pts
Aug 2025 8.1% +0.3 pts
Jul 2025 7.9% +0.1 pts
Jun 2025 7.7% +0.3 pts
May 2025 7.8% +0.4 pts
Apr 2025 7.8% +0.4 pts
Mar 2025 7.9% +0.6 pts

Frequently Asked Questions

What is U-6 Underemployment Rate?

Broadest measure of labor underutilization

Why does U-6 Underemployment Rate matter for financial distress?

U-6 Underemployment Rate is one of the indicators tracked by the American Distress Index (ADI), which measures five dimensions of U.S. household financial distress: Buffer Depletion, Debt Stress, Financial Conditions, Cost Pressure, and Labor Market disruption. Changes in this indicator contribute to the overall distress picture.

Where does the U-6 Underemployment Rate data come from?

This data comes from BLS via FRED. More information: https://fred.stlouisfed.org/series/U6RATE. The American Distress Index updates this indicator monthly.

Quick poll

Is this affecting you or your household?

Anonymous · one vote per indicator

Create a free account to save indicators to your watchlist and get weekly updates.

Create Free Account →

Discussion

Loading comments…

Free Resource
Know Your Rights
Foreclosure timelines, bankruptcy protections, and debt collector rules — state-by-state legal guides written in plain English.
Browse state guides →
Free Counseling
Talk to a HUD Counselor
HUD-approved housing counselors provide free, confidential help with mortgage problems, foreclosure prevention, and credit counseling.
Find a counselor →

Why does U-6 Underemployment Rate matter?

U-6 Underemployment Rate is one of 91 indicators in the American Distress Index's labor market layer — the signal that predicted the 2008 crisis two years before delinquency data confirmed it.
View methodology →
🛟
If this affects you, free help is available. Behind on mortgage? · Debt collector rights · Find legal aid · Browse the Glossary · HUD-approved housing counselors are free (1-800-569-4287).